Online Resources

Articles, forms and resources for starting a business

Internal Revenue Service, www.irs.gov/businesses/small/
U.S. Small Business Association, www.sba.gov/starting_business/
Business.gov, www.business.gov/
About.com Small Business Information, http://sbinformation.about.com/
Entrepreneur, www.entrepreneur.com
Business Owner’s Toolkit, www.toolkit.cch.com/
Business.com, www.business.com/directory/small_business/getting_
started/weblistings.asp
AllBusiness.com, http://www.allbusiness.com/business-planning-
structures/starting-a-business/3470974-1.html
About.com Financial Planning, http://financialplan.about.com/cs/smallbusinesses/a/BeOwnBoss.htm
BPlans.com, www.bplans.com/
My Own Business, www.myownbusiness.org/index.html
U.S. Small Business Association Publications,
www.sba.gov/library/pubs.html
The Riley Guide, www.rileyguide.com/steps.html

Independent Contractor Status

Internal Revenue Service Charities, www.irs.gov/charities/article/0,,id=128602,00.html
Internal Revenue Service, www.irs.gov/pub/irs-pdf/fss8.pdf
About.com About Working as an Independent Contractor, http://jobsearchtech.about.com/od/jobs/l/aa083099.htm
World Wide Web Tax, www.wwwebtax.com/general/independent_contractor.htm
South Florida Community Development Coalition, www.floridacdc.org/forms/indepen.htm
National Federation of Independent Business, www.nfib.com/object/3741095.html

Financial Management References and Startup Costs

Small Business Taxes & Management, www.smbiz.com
U.S. Small Business Association, Small Business Planner, http://www.sba.gov/smallbusinessplanner/index.html
U.S. Small Business Association, Finance Start-Up , http://www.sba.gov/smallbusinessplanner/start/financestartup/index.html
U.S. Small Business Association, Startup Checklist, www.sba.gov/starting/suchecklist.html
Startup Cost Calculator from Business Know-How, www.businessknowhow.net/bkh/startup.htm

Break-Even Analysis

U.S. Small Business Association Breakeven Analysis, http://www.sba.gov/smallbusinessplanner/start/financestartup/
SERV_BREAKEVEN.html
BusinessTown.com Break-Even Analysis, www.businesstown.com/accounting/projections-breakeven.asp
Weatherhead School of Management at Case Western Reserve University, http://connection.cwru.edu/mbac424/breakeven/BreakEven.html
Business Owner’s Toolkit, www.toolkit.cch.com/text/P06_7530.asp

Financing Sources (e.g., loans, savings)

Entrepreneur.com, Financing, www.entrepreneur.com/Your_Business/YB_Node/0,4507,369,00.html
The Library of Congress Business Reference Services, www.loc.gov/rr/business/guide/guide3/

Personal Budget

About.com, Budgeting, http://financialplan.about.com/msubbudg.htm/
Business Owner’s Toolkit, www.toolkit.cch.com/text/P08_0521.asp
Personal Finance Budgeting, Free Budgeting Worksheets, www.personalfinancebudgeting.com/budget_worksheet.php
AOL Money & Finance, http://money.aol.com/basics/3canvas/_a/
personal-budgetingbrestablishing-a/20050225133509990010

Salaries

The Business of Massage, Associated Bodywork & Massage Professionals, www.massagetherapy.com/_content/images/Media/Factsheet1.pdf
American Massage Therapy Association, www.amtamassage.org/pdf/2005MTIndustryFactSheet.pdf
Occupational Outlook Handbook, U.S. Department of Labor, Bureau of Labor Statistics, www.bls.gov/oco/ocos295.htm
Salary.com “Dream Job: Massage Therapist,” www.salary.com/careers/layoutscripts/crel_display.asp?
tab=cre&cat=Cat10&ser=Ser354&part=Par524
Salary.com Salary Wizard, http://swz.salary.com/salarywizard/layouthtmls/swzl_compresult_
national_HC07000342.html
The Education Factor, Massage Therapy Degrees, www.educationfactor.org/article.php?id=28
Career Explorer Career Salaries & Career Salary Information Center, www.careerexplorer.net/salary_information.asp #massage_therapy
_careers

Identify Agencies to Contact to Start Your Practice (e.g., Permits, License, Zoning)

FindLaw for Small Businesses, State Guide: Obtaining Licenses & Permits, http://smallbusiness.findlaw.com/starting-business/starting-business-
licenses-permits/starting-business-licenses-permits-guide.html
U.S. Small Business Association, Where to Obtain Business Licenses, www.sba.gov/hotlist/license.html
www.sba.gov/starting/regulations.html
SBA Answer Desk, http://www.sba.gov/contactus/index.html  
PowerHomeBiz.com, Home Business Licenses & Permits, www.powerhomebiz.com/vol13/permits.htm

Laws and Regulations

MASSAGE Magazine,
www.massagemag.com/Resources/USCan/laws.php
TheBodyWorker.com, www.thebodyworker.com/massagelawsandregulations.htm